Showing posts with label Zakat. Show all posts
Showing posts with label Zakat. Show all posts

Tuesday, May 19, 2020

The Many Rewards of Ramadan

The Night of Destiny and Spiritual Retreat- II

During the holy month of Ramadan, believers seek divine favours and all opportunities to draw closer to Allah (twa), through whatever Allah has ordained as Farz (obligatory) and Nafl (supererogatory) as well. The reward for a supererogatory work during Ramadan becomes equal to that of a compulsory work, and the compulsory work is rewarded even more.

As believers, we must always seek out all that is good for us in this world, and in the hereafter. We recite this prayer (duah) as follows: 

Rabbana atina fi d-dunya hassanatan w-wa fi-l-aakhirati hasanatan w-waqina ‘adhaba n-naar. 

Our Lord! Grant us good in this world and good in the hereafter, and save us from the chastisement of the fire. [Ameen].

The believer always prays in this way [he recites this invocation often], where he seeks what will benefit his physical body in this world, and also what will benefit his soul, in the spiritual sense [in the field of spirituality]. And when one day he has to appear before Allah, he will come to Allah with a pure soul. 

Saturday, February 9, 2019

A 'Ta'lim' Meeting at Mathra

Jamaat Ul Sahih Al Islam, South Kerala (India) organized a One-Day Divinity Study Programme for the benefit of its members-men, women and children- at the historic Noor'ul Islam Masjid, Mathra on Saturday, 09 February 2019 ~ 04 Jamadi’ul Aakhir 1440 AH. Many members of the Jamaat from different places across the State- Palakkad, Kodungallur, Alappuzha, Karunagappally, Kaliyikkavila, etc.- reached at the Masjid ahead of the Programme so as to participate also in the Friday Jumu'ah Namaz as well, Alhamdulillah. 

Brothers who participated in the programmes include Muhammad Sabir Saheb of Palakkad; PK Shamsudeen Saheb of Kodungallur; K. Saleem Saheb, and Na'ib Amir YK Hariz Saheb of Alappuzha; DA Zainul Abdeen Saheb of Karunagappally; Na'ib Amir/Jamaat Sadiq Ali Saheb; Zachariah Ibn Zain, Munir Ahmad Azim (Jr.), etc. Mukarram Amir/Jamaat Janab Jamaluddin Raother Saheb led the study sessions.

The Ta’lim/ Tarbiyyat meeting took place at the Masjid in three different sessions through the day: morning, afternoon and evening. In the morning and afternoon, parallel sessions took place for the men and the women. In the men’s section, the meetings were  done in a way like an extended conversation where the ‘floor’ was open for raising points to every one. Maulvi Ismaeel Saheb of Mathra was also present on the occasion.   In an age of doctrinal rigidity and sectarian feelings among the Muslims, it has become difficult to have a civilized dialogue among the co-religionists themselves. How the ‘big picture’ of Islam gets lost out due to such blurred visions and narrow readings of the Divine Will was highlighted. In such bewildering times, Mukarram Amir saheb suggested all members to study the  Friday sermons and discourses of Hadhrat Khalifatullah (atba) on a regular basis to know Islamic teachings and to appreciate the straight and correct path ahead of us in our own individual and collective lives.        

Siraj Makin, the women's collective of the Jamaat, also held its special sessions on the occasion. Senior member Razia Hariz Saheba, Na'ib Sadr Fauzia Jamal- Zain saheba, Rajeena Sadiq Ali saheba, Sofiya Beevi saheba, Mubeena Sabir saheba, Fa-e-zah Maryam Zain and Arshana Sabir participated actively in the various programmes: Tilawat-ul-Qur'an, Nazm recitation, speeches on Qur'an themes as well as topics from Ahadith, etc. Na'ib Sadr Fauzia Jamal saheba, who recently translated into Malayalam the Commentary on Surah An-Nur (originally written in English by Hazrat Ummul Mu'mineen International Sadr Saheba (Siraj Makin), shared parts of the forthcoming book at the meeting. The Malayalam translation of the Commentary is to be published by the Jamaat shortly, Insha-Allah.    

The key take-away from the Study Programme was the Special Address of Hadhrat Imam Muhyi-ud-Din Al Khalifatullah Munir Ahmad Azim Saheb (atba) of Mauritius on the importance of Salat (Prayer) and Zakat (Financial Sacrifice) in our individual and collective spiritual life, including community welfare and progress.  In his discourse, Hadhrat Khalifatullah (atba) notes the foundational role of Salat  in the shaping of our spiritual future: its intrinsic worth in being the "unique gateway" to the Divine Presence and its instrumental role in seeking the mighty help of the Divine in facilitating our challenging tasks. Like wise, Hazrat Khalifatullah (atba)  points to the critical role of Zakat in community life. To meet the manifold expenses of the community in the larger cause of Islam, Hadhrat Saheb (atba) exhorts the believers to assume collective responsibility to contribute liberally to the cause of Allah.

Saturday, June 9, 2018

The Importance of 'Zakaat' in Islam

Zakaat in Islam

Zakaat is a pillar of Islam and an obligatory act of charity ordained to every eligible Muslim. It is an act of devotion and an effective form to achieve social justice. It is also one of the five pillars of Islam and prescribed in the Holy Quran and in the Hadiths. The root of the word Zakaat in Arabic means blessing, growth, purity or improvement. The word Zakaat refers to the part of the wealth prescribed by Allah to be distributed among the categories of people described by Allah in Surah At-Taubah (Chapter 9, verse 60) and the Hadiths. Zakaat is an act of worship that purifies the wealth and soul of Muslims.

The purification of wealth means the mobilization of goods for financial growth and justified distribution (equal repartition of wealth). Purification of the soul means liberation of the Muslim’s heart from hatred, jealousy, selfishness, and greed.

Technically speaking, Zakaat is a fixed proportion that is withdrawn on an annual basis from the wealth and distributable profits and given to beneficiaries of this fund (as indicated by the Quran and Sunnah) for the well-being of Muslim society. Zakaat is calculated on the net balance after the Muslim has deducted his expenses for personal, family and other purposes (necessities). At the end of the year if the Muslim is in possession of 35 grams of gold or 595 grams of silver or the cash equivalence or article of commerce he must pay Zakaat on it at 2.5% tax, also applicable to agricultural products and livestock.

Zakaat is mentioned about thirty times in the Holy Quran and it is mentioned most in association with Salat (prayer) as this verse indicates: “Those who establish Salah (prayer) and give Zakah (Obligatory Charity/ Tax).” (Al-Baqara 2: 278).

Narrated from Anas (ra) that the Messenger of Allah (pbuh) said: “Whoever departs this world with sincerity towards Allah, worshipping Him alone with no partner, establishing regular prayer and paying Zakaat, he dies while Allah is pleased with him.” (Ibn Majah).

Saturday, April 7, 2018

'Giving in the Way Leads to Blessings'

Financial Sacrifice-Part II

Alhamdulillah, Summa Alhamdulillah, I continue the same subject which I started last Friday on Financial Sacrifice.

So like I said last week, the solution of all the economic and other problems of man, of all believers is found in spending in the way of God (Allah the Almighty). This is the remedy for overcoming poverty and all kinds of difficulties and problems.

Another remedy for overcoming poverty is faith. As a result of paying Zakaat and other financial contributions one's faith increases and one wins the pleasure of God. Allah never ignores those who make sacrifices for Him. He never deprives them of their needs. One has to become a beggar either of God or of the world. It is better to become a beggar of God. Therein lies true intelligence.

Saturday, July 1, 2017

'Eid-ul-Fitr': Origins and Significance

Today is the first day of Shawwal. As some of our brothers and sisters may not be aware, Shawwal is the first of the three months named as “Ashhur al-Hajj” (i.e. the months of Hajj).

Although the major acts of Hajj are normally performed in the first ten days of Dhul-Hijjah, yet the whole period starting from the first of Shawwal (i.e. Eid-ul-Fitr) up to the tenth of Dhul-Hijjah (i.e. Eid-ul-Adha) is deemed to be the period of Hajj because some acts of Hajj can be performed any time during this period.

For example, the Tawaf-ul-Qudum (i.e. the Tawaf which is usually performed by those who reside outside Makkah), followed by the Sai’ of Hajj (i.e. the quick seven times walks between the hills of Safa and Marwa) cannot be performed before Shawwal, while it can be performed any day after the beginning of Shawwal. Likewise, an ‘Umrah performed before Shawwal cannot be treated as the ‘Umrah of Tamattu, while the ‘Umrah performed in Shawwal can be affiliated to the Hajj, making it a Hajj-e-Tamattu. Tamattu literally means to enjoy or take advantage of a facility. A pilgrim who performs the Hajj of Tamattu combines both Umrah and Hajj.

Moreover, the ihram of Hajj should not be started before Shawwal, because it is a disliked practice (Makruh). For these reasons these three months have been named as the months of Hajj’ and the month of Shawwal has the distinction of being the first of these. Alhamdulillah.

And today, the first of Shawwal is Eid-ul-Fitr. This is really a great blessing which Allah has bestowed on the Ummah (Community) of His beloved and most perfect Servant and Messenger, Hazrat Muhammad (pbuh). Eid-ul-Fitr comprises of two separate words ʻEid’ and ʻFitr’. ʻEid’ means a recurring happiness or festivity and ʻFitr’ means to break or open the fast. Therefore, Eid-ul-Fitr means the recurring festival of the breaking of the fast.

The Eid-ul-Fitr is a thanksgiving day where we - Muslims - assemble in a brotherly and joyful atmosphere as one united congregation to offer our gratitude to Allah for helping us to fulfil our spiritual obligations as ordained by Him prior to the Eid. It is also a day of Victory for those who have been able to keep every satanic thoughts and acts at bay during the holy month of Ramadan and have enjoyed the performance of all good deeds to please Allah. Indeed, if the acts of worship (Ibadat) and good deeds of this Ramadan are finished and the Eid prayer is now completed, but the Ibadat of the Muslim believer will never finish until death. The believers are required to ever keep the good values and acts which they have learnt to maintain during the blessed month of Ramadan and to keep them alive for the rest of the year until the next Ramadan and so on till their death. Thus, Ramadan comes as a training for the believers to keep them ever on the right path and thus remain in the sight of Allah, ever pleasing and happy.

Sunday, June 25, 2017

'Eid-ul-Fitr': Celebrate with Devotion

We are living the last days of this blessed month of Ramadan. Its departure is indeed imminent. Fortunate are those who have taken full advantage of the blessings of Ibadat (worship) and repentance. Bear in mind that the Ramadan may be a witness for or against you. Those who have been blessed to fill it with faith and good deeds should thank Allah for this great favour and continue this good practice even after its departure. 

Indeed the reward for fasting the month of Ramadan is Allah Himself. Fortunate are those to whom Allah have chosen to disclose His presence by pouring down upon them the grace and blessings which is embedded in the fasting of Ramadan and the Night of Qadr (Decree). Indeed Allah  never denies a soul his or her just and complete reward.

Allah says in the Holy Quran: So whosoever does good equal to the weight of an atom (or a small ant), shall see it. (Az-Zalzalah 99: 8)

Allah has ordained for the Muslims such acts of worship at the end of Ramadan in order to assist us all in our expression of love and devotion for Him, to consolidate our faith and increase the weight of our good deeds. There is:

1) The proclamation of the Takbir (i.e. the glorification of the grandeur of Allah) beginning on the night of 1st of Shawwal, i.e., the beginning of the Eid-ul-Fitr which starts at sunset on the last day of Ramadan.

Bear in mind that in Islam, by way of importance, the night precedes the day, all because the Islamic month is lunar. Therefore, the new Hijri date begins with the setting of sun. So, if today is Friday (Yaum'ul Jumu'ah) 28 Ramadan 1438 AH, then the moment Maghrib time begins, it shall then already be Saturday (Yaum'ul Sabti). And since the day starts at Maghrib, then on the last day of Ramadan (which can either be 29 or 30 days), we do not pray Tarawih (Voluntary Night prayers, usually in congregation). This is because the new day of Eid has already started at Maghrib. So when the moon is sighted Insha-Allah on the following Sunday night (i.e. 30th day of Ramadan), then Eid-ul-Fitr shall begin, and this shall also mark the end of the Ramadan.

Sunday, February 14, 2016

Finding God: Five Steps for the Seeker

Make God Almighty your Ultimate Goal:

People who are rather short-sighted and lack discernment define different reasons for their lives and are limited to worldly objectives and ambitions. But the purpose decided for man by God Almighty is according to His own holy words:

“And I did not create the jinn and mankind except to worship Me.” (51: 57)

The real aim of God is to make the man understand the main purpose of his existence on earth, that is to say, to be completely devoted to Him. It is obvious that man cannot set a goal to his own life because he neither comes into this world on his own nor does he leave this world on his own, according to his will. He is a creature and the One who has created him and invested in him better faculties which are superior to animals has also identified a goal for his life. We understand it or not, the fact remain that the purpose of the creation of man is undoubtedly worship and understanding of God and a complete devotion to Him. Elsewhere in the Holy Quran, God Almighty has said:

“Surely the true religion in the sight of Allah is Islam... (3: 20)

“So direct your face toward the religion, inclining to truth (as one devoted to God). It is the nature made by Allah, the nature according to which He has created men. There can be no change in Allah’s creation. This is the true religion. But most people do not know.” (30: 31).

The religion that gives us a real appreciation of God and prescribes His true worship is Islam. Islam is inherent in human nature and man was created in accord with ISLAM - submission to the One God - and such is the eternal and true faith. This is to say that God wanted man to be fully devoted to His worship, that he loves and obeys Him with all his faculties. So He (Allah) has blessed man with all appropriate faculties to achieve ISLAM (to submit to Him, that being the real target for the creation of mankind).

Despite the fact that man is taken up by the various projects of his life, he can find true happiness only in God Almighty (Allah). After having accumulated enormous wealth, after having held high office, after having become a great trader, and ruled over a vast kingdom, and after having been recognized as a great philosopher, at the end he leaves all these commitments with great regret. His heart constantly reproaches himself for his total concern for worldly affairs and his conscience never accepts his illicit activities full of trickery and artifice.

An intelligent person can better understand that problem. We cannot assign a higher purpose to something beyond its/ his capacity, beyond which it/ he can no longer function. For example, the highest work of a bull is the ploughing of fields or irrigation or transportation. Its faculties are not adapted to anything else. Thus the aim of the life of a bull comes down to these three functions. It has no ability to do anything else. 

But by examining the faculties of man and trying to find their limits, we find him in search of God the Exalted. He wishes to become so devote to God that he devotes everything he owns/possesses to God. He shares with other animals his natural survival instinct. However, in the field of manufacturing certain animals surpass him. Indeed the bees extract the essence of different varieties of flowers to produce a honey so excellent that it surpasses the understanding of man up till now. It is therefore obvious that the summits of human faculties are to meet God the Exalted. So the real purpose of his life is that the window of his heart should open to God.

Tuesday, August 4, 2015

True Piety: Being Mindful of God

Who is a Mumin (Muslim)? How to become a good Muslim? These are questions which Allah answered in several of the verses of the Quran and which are also found in the Hadiths of the Messenger of Allah (pbuh). Allah says in the Quran:

Righteousness (Devotion to Allah) is not that you turn your faces toward the east or the west, 
but (true) righteousness is (in) one who believes in Allah, the Last Day, the angels, the Book, and the prophets and gives wealth, in spite of love for it, to relatives, orphans, the needy, the traveller, those who ask (for help), and for freeing slaves; 
(and who) establishes prayer and gives Zakah; (those who) fulfil their promise when they promise; and (those who) are patient in poverty and hardship and during battle. 
Those are the ones who have been true, and it is those who are the righteous/God-fearing. (2: 178)

Righteousness which comes from the heart and which is a vital instrument to obtain true piety (Taqwa) is found in obedience to Allah in all the commandments which He has established for His male and female servants on earth. Be them men or women, young or old, all have duties towards Allah, such duties which they have to respect so that they may become true servants of Allah.

The Holy Prophet Hazrat Muhammad (pbuh) has said:

“How wonderful is the situation of the believer, for all his affairs are good. If something good happens to him, he gives thanks for it and that is good for him; if something bad happens to him, he bears it with patience, and that is good for him. This does not apply to anyone but the believer.” (Muslim)

But I have to mention also that there are stages in the types of believers, like Hazrat Muhammad (pbuh) expounds to us: “A strong believer is better and more beloved to Allah than a weak believer”.

Despite the fact that a believer remains a believer as he believes in Allah and all that which He has prescribed, but not all believers 100 % succeed in establishing/put into practice all that which Allah has ordained him to do. There are even some who go on to lose their faith while believing that they were doing a good deed while they were on the contrary attracting the displeasure of Allah upon them. There are some who do good deeds, partly for the eyes of Allah, and partly for the eyes of people (ostentation). Therefore, this finally annuls the deed because of the weakness displayed in the fulfilment of that good deed.

Verily, someone, especially someone who says that he is Muslim, who says that he believes in Allah and all that which Allah has told him to believe (i.e., belief in Allah, His angels, prophets, divine books, destiny and the rewards and punishments of the afterlife) shall not succeed in anything if he does not submit to the will of Allah. The devotion which he says he has (towards Allah) shall become useless if he does not follow that devotion/righteousness with sincerity of the heart.

Saturday, August 2, 2014

Afflictions of 'Qiyamah'

And guard yourselves against a chastisement which cannot fall exclusively on those of you who are wrong-doers, and know that Allah is severe in punishment. (8: 25)
Man needs to understand this well that whenever there is birth, there shall be definitely death like mentioned in the Holy Quran whereby Allah the Exalted has said that:  “Each soul (life) shall taste death. And We test you with evil and with good as trial; and to Us you will be returned.” (21: 36). 

The Hadiths, narrated by Hazrat Anas (ra) also inform us that Hazrat Muhammad (pbuh) has said: “A time shall come when those practicing religion shall be similar to those holding embers in (the palm of) their hands.” (Tirmidhi).

What is being explained (in the Hadiths) is that there shall be many people who shall consider it a burden to practice religion like it is difficult for one to hold embers in one’s hand. And our beloved prophet (pbuh) has informed his Ummah also that before the Day of Judgement (Qiyamah) there shall many afflictions (fitna) which shall be like darkness wherein believers shall not see any way out; such afflictions which shall be frightening and dangerous. Many of these believers shall lose faith and shall not practice religion at all. In the morning there are some who shall have faith (Iman), but due to personal gain, or under the domination of the tyrants (Zalims), or under the influence of an infidel, such kind of believer shall lose his faith in the afternoon. As for those who are weak in faith, they shall see it difficult to remain firm on the path (the religion) of Islam.

Sunday, October 21, 2012

The Spirit of Financial Sacrifice

The spirit of financial sacrifice in the cause of Allah is central to the growth and progress of the Community. In the times of a Messenger of Allah, there are many who deeply attach themselves to the Divine cause and are unwilling to let go of the opportunity to learn something new and fresh from the Divine Messenger. They prefer an ascetic and humble life, cherishing knowledge and worship. They forgo the possibility of material gains for the sake of preserving the inherited knowledge for posterity and a distant future. Such dignified people might prefer their poverty over begging to people for their survival. It is the duty and responsibility of the Community at large, especially those who can afford to do so, to take care of the needs and requirements of such spiritual souls.

In his Friday Sermon of October 19, 2012 the Khalifatullah Hadhrat Munir Ahmad Azim Sahib (atba) of Mauritius continued with the larger theme of spending in the cause of Allah. Read the Extracts from the Friday Sermon:

Friday, October 19, 2012

Zakaat and Financial Sacrifice

In his Friday Sermon of October 05, 2012 the Khalifatullah Hadhrat Munir Ahmad Azim Sahib (atba) of Mauritius underscored the significance of Zakaat as one of the pillars of Islam. Financial sacrifice is needed in the noble service of humanity and for meeting the manifold expenses of the growing spiritual community of believers- the Jamaat Ul Sahih Al Islam. Hadhrat Khalifatullah (atba) exhorts the community of believers to assume personal responsibility and to contribute to the larger cause of Islam.  

Read the Extracts from the Friday Sermon:

“My Friday Sermon shall today have a profound connection with financial sacrifice. By the grace of Allah, the Jamaat Ul Sahih Al Islam is doing much progress in the field of Dawa and the message is being spread in the four corners of the world, Alhamdulillah.

The message is being propagated, yes, but there are no Dai-Illallah or missionaries there (in those countries) to take care of these seekers of truth. The tree has been planted and is growing, but there is the risk of weeds coming to attack this tree, and dries it up. Why so? Because there is no gardener to care for those trees, to enable it to bloom and produce their fruits in the future. When there is a gardener, the weeds do not have the time to attack, and make this observation: that the weeds grow more in intensity and rapidly than the fruit tree. The fruit tree takes its time to grow, but when it has established itself firmly (in the soil), therefore nobody can uproot it and it brings forth lots of fruits.

Saturday, May 5, 2012

Islamic Way: Secret of a Long Life

"Any one who wants to have his provision expanded,
 his term of life prolonged and for people to speak well of him
 should maintain ties of kinship" 
                                                                                        - Prophet Muhammad (sa)

In his Friday Sermon of May 04, 2012 Khalifatullah Hadhrat Munir Ahmad Azim Sahib (atba) of Mauritius spoke about the practical ordinances of Islam to be kept in mind in our everyday lives. Islam detests idleness and forbids practices such as usury that breeds and perpetuates a culture of idleness and irresponsibility. On the contrary, it envisions the believers as a community of people devoted to constant personal improvement in their spiritual states and collective progress in material conditions. The very lifestyles and priorities on every single day of their lives will reflect this enduring commitment to individual enterprise and collective growth. 

The believers are to strive for excellence in their chosen fields of occupation or profession so that the world may benefit from their work. Their charity, generosity and service will embrace not just family and kin, but will extend to neighbours and strangers as well. Thus, the Muslim becomes a source from which flow virtue, goodness and peace which everyone around him shall benefit.  ‘That which benefits the people endures in the earth’, says the Holy Qur’an. Adhering to the Islamic way has beneficial consequences, including possibly, a long and productive life, asserts the Messenger of Allah.   

Read the Extracts from the Sermon:

The Muslim, if he wants that Allah grants him a long life, must comply with the scheme of everyday life as prescribed by Islam. This requires, inter alia, that the Muslim wakes up early and goes to bed early. The Muslim begins his day at dawn at least, before daybreak. And he welcomes his morning by being pure, before the afternoon catches up with him, full of weaknesses, shortcomings and even sins. This is why our beloved Saviour, the Holy Prophet Muhammad (sa) showed us that we must come what may, and in any situation seek God’s forgiveness for the soul is prone to evil, except that which Allah protects against the ravages of Satan. Therefore, Muslims greet their day early, and this is the virtue praised by the Holy Prophet (sa) when he wished them prosperity and abundance in these times, “Allah bless the precocity of mine (that is, my people).”

Saturday, August 27, 2011

ZAKAT: A Pillar of Islam

In his Friday sermon of August 26, 2011 Khalifatullah Hadhrat Munir Ahmad Azim Sahib of Mauritius reflected on the spiritual significance of Zakat.

Read from the Extracts:

Zakat is an obligatory act of charity enjoined on every eligible Muslim individual. It is an act of worship and an effective form of achieving social justice. It is one of the five pillars of Islam and is prescribed in the Quran and Hadith.

The root of the word Zakat in Arabic means blessing, growth, cleanliness or betterment. In Shariah, the word Zakat refers to the determined share of wealth prescribed by Allah to be distributed among the categories of those entitled to receive it. It is also used to mean the action of paying this share. Growth and cleanliness are not restricted to the assets from which Zakat has been taken, but affect the person who pays Zakat, in accordance with verse 104 of Surah 9 (At-Tauba).

“Take Sadaqa (Zakat) from their wealth to purify and cleanse them.”

Zakat, as known in the Shariah, is sometimes called Sadaqa. In fact, Sadaqa covers both Zakat and voluntary charity for any righteous purpose. In the later history of Islam, Sadaqa was used to mean voluntary charitable donations given to the destitute.

Zakat is an act of worship that purifies a Muslim’s wealth and soul. Wealth purification denotes the Mobilisation of assets for the purpose of financial growth and justified distribution. Purification of the soul implies the freedom from hatred, jealousy, selfishness and greed.

Technically, Zakat is a yearly fixed proportion taken from the surplus wealth and earnings of a Muslim. It is then distributed to prescribed beneficiaries for the welfare of the Muslim society. It is paid on the net balance after a Muslim has deducted his expenses on personal, family and other necessities. At the end of the year, if he or she is in possession of the equivalent of 85 grams of gold or more in cash or articles of trade, he or she must pay Zakat at the rate of 2.5%. It also applies to agricultural products and to livestock.

In the Holy Quran, the term Zakat is mentioned in several verses. It occurs thirty times in the Quran; in twenty-seven of them it is associated with Salat, prayer, in the same sequence, namely, those who are steadfast in their prayer … and those who actively pay Zakat.