Financial Sacrifice- 3

 

'Say, My Lord extends provision for whomever He wills of His servants and He restrains (it). And anything you spend (in His Cause) He replaces it, and He is the Best of providers.' (Surah Saba, 34: 40)

Today, Alhamdulillah, Summa Alhamdulillah, I am continuing my sermon – series of sermons – on Financial Sacrifice.

 

Like I read before you, Allah is [initially] addressing Hazrat Muhammad (pbuh) in Surah Saba, Chapter 34, Verse 40, and telling him: Qul! (Say!) – Tell them that your Lord, your Rab increases provisions for whomsoever He wants and He decreases provisions for whomsoever He wants. And Allah puts emphasis on spending in His path, for His Cause, and He says that each spending that His servants do for Him, for His Cause, then He takes upon Himself to replace this by a better reward for His servants, because it is Allah Who is the Best Provider – and it is to Him alone that people must turn to and put forward their requests.

 

That is why in connection with this, Allah has established for His servants patience – they should have patience.

'Live Prudently; Resist Desires'

On Spending Habits

Allah the Almighty has given all people all the necessary with which they can live and seek their livelihood to satisfy their needs. But sometimes the problem that crops up is the desire which man seeks to acquire/ fulfill through show-off and extravagance, which is way beyond his means, or he it may be that he can acquire it through the means which he has at hand but by foregoing something important from his budget. This kind of imbalance begins there itself, for very often he sets off to fulfill his desires to the detriment of much more important and essential things.

Let us take a simple example so that we may understand this. A person can dress up in a convenient and simple way, in cheap clothes. But then he desires to clothe himself in haute couture or clothes of high class and made. This desire propels him to spend more. Thus, he needs to forego more essential needs such as food and drink only to satisfy this desire of his. He, therefore, makes some adjustments to his budget by cutting off essential needs. When we do this with a child who needs good/ quality food for his physical and mental development, we thus commit a grievous crime against our own child. How many are there among us who seek to borrow money only to clothe themselves in a fashionable way? And afterwards these kinds of people see it difficult to reimburse the money! (We call this "Israaf", i.e. bad spending).

Thus, it is the children who have to bear the brunt because of the financial crisis in the house, and moreover disputes between spouses ensue. At the end of the day, it is the children who have to bear the consequences. This is how turbulence amidst the family and espousal units occur, all because of extravagant spending. We deprive ourselves from what we need and we go after what we do not need. In other words, extravagant spending is illicit (Haraam).

Faith: Prudence versus Excesses 

Deen (Religion, i.e., Islam) teaches us moderation in all things. This applies to Ibaadat (prayer) also. We must make time for the accomplishment of our Ibaadat but we must not do it in such an excessive way as to neglect our other responsibilities or more important Ibaadat which are more essential.

Money: Spend Prudently

Money is not easy to obtain, especially if we mean the lawful source of money. Certainly, the acquisition of wealth requires great efforts. “One must work to earn his bread” is a phrase we hear very often. 

Allah, the Regulator of all that is in this world and in heaven has commanded us in His Blessed Book:

“It is He Who has made the earth manageable for you, so walk through its tracts and enjoy of the Sustenance which He furnishes: but unto Him is the Resurrection.” (67: 16).

Allah is the Lord of immense grace, and all that is in heaven and on earth belongs to Him. Therefore, man must know that although he is the actor of his efforts, but all that which is in his hand really belongs to Allah. Allah is He Who has power over everything he is and everything he owns. Certainly man is not the true owner of the property/wealth which is in his hands. Allah exposes this fact very clearly in His Glorious Book: “And give them of the wealth of Allah which He has given you.” (24: 34). 

If this is the case, man must be very careful about how he spends his wealth. The Quran, best guide for humanity gives him better guidance about it. “Those who when they spend, are neither extravagant nor niggardly, but they hold a just balance between the two.” (25: 68). The believer should not be an extravagant spender and on the other hand, he/she must not also be stingy. He must hold firm to a just position between the two, practicing the middle way.

Wealth is without a doubt a great trial, or even a great temptation. When a person accumulates money, he tends to make unnecessary expenses. Like the one who buys what he wants as and when he pleases without even reaping the benefit of this money/expenditure in any way. Otherwise he tries to have the money multiplied through illicit means or thrown in gambling without taking into account the great lost that awaits him both in this world and in the hereafter. Or he may spend this money in vain pursuits (reaping no benefit whatsoever) such as alcoholic drinks, cigarettes, giant screens (home cinemas), etc.